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Convert your receivables into working capital for your business needs!

Delayed customer payments can strain a business’s cash flow. With Niyara Capital Solutions Invoice Financing lending partnerships, you don’t need to wait 30–120 days for your receivables. We help you convert your unpaid invoices into immediate working capital, ensuring smooth operations and growth. 

  • Financing up to a large part of invoice value
  • Quick disbursal against verified invoices
  • Short-term financing (30–120 days)
  • Competitive interest rates
  • Collateral: Subject to case assessment
  • Improves liquidity and working capital cycle
Loan Lead Gen - Minimal
  • Personal & Contact Information
  • Co-Applicant Details
  • Business Details
  • Loan Requirement

Personal & Contact Information

Coming soon..

Features & Benefits
  • Financing up to a large part of invoice value
  • Quick disbursal against verified invoices
  • Short-term financing (30–120 days)
  • No need for additional collateral
  • Improves liquidity and working capital cycle
Eligibility Criteria

  • Registered MSMEs with valid invoices raised on reputable buyers

  • Clear track record of business operations

  • Minimum turnover as per policy

Documents Required
One time onboarding document:
  • KYC of business and owners / directors
  • Business registration documents – COI, Udyam, GST etc
  • Last 2 years Audited financial statements and Income tax return
  • 1 year bank statement
  • Bureau report of borrower and key personnel
  • Agreement / Purchase orders of sale of goods / services for long term / continuous contracts
  • Copies of previous cleared invoices issued to buyers
  • 3 Security PDCs (for onboarded MSMEs)
  • Opening of escrow bank account (for onboarded MSMEs)
How it Works
  • Submit the PO / Agreement copy issued by buyer (if different from one time onboarding document) Submit the PO / Agreement copy issued by buyer (if different from one time onboarding document) 
  • Submit your unpaid invoices with proof of delivery of goods / services
  • Submit acknowledgement of invoice submitted from buyer
  • On verification of above documents, disbursement will happen as per agreed limits – overall and per invoice limit
  • On receipt of payment from buyer into the designated escrow bank account, the interest and charges (if any) will be deducted along with the funding amount and balance will be disbursed to the customer
Who Can Apply?

  • Suppliers to large corporates

  • Distributors and wholesalers

  • Service providers with contractual clients