Micro Loans, Big Opportunities
Micro enterprises are the lifeline of India’s economy — from kirana shops and tailoring units to small traders and service providers. At Niyara Capital Solutions, we understand that even a small loan can make a big difference for these businesses.
Our Micro Loans for Business are designed to meet immediate working capital needs, purchase inventory, pay suppliers, retire existing high cost debt or manage seasonal demand — all with simple processes and minimal documentation.
- Quick Disbursal
- Minimal Paperwork
- No Collateral Required
- Flexible Repayments
Key Features & Benefits
- Loan Amount: INR 15,000 – INR 3,00,000
- No collateral required
- Flexible repayment tenures: 6 to 36 months
- Quick and hassle-free disbursal
- Minimal documentation
- Prepayment option available
Eligibility Criteria
- Must be a micro enterprise (as per MSME classification)
Minimum 12 months of business operations
Basic business proof (GST/Shop Act/Udyam or local license)
Regular cash flow or income from business
Loan Process
Step 1: Apply online or through our branch / local employee
Step 2: Share documentation and business details
Step 3: Quick verification and personal discussion by our team
Step 4: Loan sanction and agreement
Step 5: Amount disbursed directly to your bank account
Who Can Apply?
- Kirana & grocery shop owners
- Tailors, salons, small service providers
- Local traders and vendors
- Small workshops and home-based businesses
- Any micro entrepreneur in urban, semi-urban, or rural Bharat